Saturday, February 18, 2017

Observe 6th March 2017

v Against the betrayal of Central Government employees and pensioners by Group of Ministers of NDA Government.
v  Demanding increase in minimum pay and fitment formula.

Dear comrades

We know that all of you are in the midst of hectic preparation and campaign for making the 16thMarch Strike action a great success.  As has been explained in the article, which we have placed on our website, the NDA Government, led by BJP has exhibited the worst anti-employee attitude in the post independent  era of our country.  This Government has treated its own employees as its worst enemy. The decision taken by the Union Cabinet on 29th June, 2016 rejecting even the recommendations made by the high level committee chaired by the Cabinet Secretary was unprecedented. Even the setting up of various committees was nothing but an eye wash. Nothing will come out of that.  Even the NPS Committee on which the young comrades had pinned some hope of at least  getting a minimum guaranteed pension will produce nothing.  The discussions at the JCM fora has been converted into mostly monologues i.e. the official side simply listening and not reacting.  The Government, it appears, has made the Pension department to reject the one and only recommendation of the 7th CPC which was considered to be positive i.e. Option No.1 for pensioners on the specious ground that the same is not feasible to be implemented. The allowances committee has dilly dallied its deliberation and would now submit its report after the extended period of 6 months expires on 22.02.2017. Even if they make any positive recommendation, which is seldom expected, the NDA Government would not act upon it.  They have very successfully postponed the payment of the revised allowanced for 15 months. 

                In the face of such terrible onslaught, betrayal and chicanery, which no Government in the past has every indulged in,  it is surprising that some of our friends who has a predominant role in the movement of the Central Government employees has unfortunately chosen to wait and watch.  It appears that they have chosen to wait endlessly hurting the cause of the workers. 

                We have no hesitation to affirmatively state the obvious that we have chosen the right path, the path of struggles, which can only the choice of the working class against tyrannical attitude of the employer, howsoever, powerful they may be. We must realize that those who are  in the saddle of power today are not permanently posted there. We were witness to the abysmal downfall of persons who were arrogant personified.  It appears that the reasonableness, righteousness and patience we had exhibited have been taken as signs of cowardice. The undeniable fact is that those who fight, only can win. We, therefore, appeal to you to carry on with conviction and courage.

                Eight months will be over on 6th March, 2017, when the Group of Ministers held out the assurance of revisiting the minimum wage and multiplication factor.  It is now crystal clear that that was an act of chicanery.  No committee was set up  and no discussions were held to seriously consider the issue.  We, therefore, appeal to all of you to ensure that the day, i.e. 6thMarch, 2017 is observed as a day of betrayal and all our members are requested to wear a Black badge with the following words inscribed on it in bold letters and conduct demonstrations in front of all Central Government offices.

30th June & 6th JULY, 2016

6TH March 2017 must be yet another occasion to mobilize our members to ensure their participation in the 16th March, 2017 strike action and ultimately win all the demands in the charter. 

                We fight to win and we shall win.
                With greetings,
Yours fraternally,

(M Krishnan)
Secretary General
Mob: 09447068125


Wednesday, February 15, 2017

CSI Division Roll-out Task flow

CSI Division Roll-out Task flow


An article by M. Krishnan, Secretary General, Confederation

Tuesday, February 14, 2017

Misusing LTC? Govt warns employees of disciplinary action

Misusing LTC? Govt warns employees of disciplinary action

Central government employees found misusing Leave Travel Concession (LTC) will face disciplinary action, the Department of Personnel and Training (DoPT) has warned.

A government employee gets reimbursement of tickets for to-and-fro journey, in addition to leaves, when he avails LTC.

As per fresh guidelines by Department of Personnel and Training (DoPT), the employees are required to submit a declaration that he and the members of the family in respect of whom the claim is submitted have indeed travelled upto the declared place of visit.

The declaration is required in the cases where a government servant travels on LTC up to the nearest airport, railway station or bus terminal by authorised mode of transport and undertakes rest of the journey to the declared place of visit by private transport or own arrangement (such as personal vehicle or private taxi etc.).

"Furnishing of false information will attract disciplinary action," the DoPT said in a directive issued to secretaries of all central government departments.

The Centre is trying to put a strict system in place to check misuse of LTC after it had noticed certain instances where some of its employees allegedly colluded with private travel agents to submit inflated airfare to clandestinely obtain undue benefits like free boarding, lodging, transport or cash refunds.

"If public transport is available in a particular area, the government servant will be reimbursed the fare admissible for journey by otherwise entitled mode of public transport from the nearest airport, railway station or bus terminal to the declared place of visit by shortest direct route," it said.

In case, there is no public transport available in a particular stretch of journey, the government servant may be reimbursed as per his entitlement for journey on transfer for a maximum limit of 100 kms covered by the private or personal transport based on a self-certification from the government servant, the DoPT said. Beyond that, the expenditure shall be borne by the employee himself.

Views of NC/JCM staff side to Committees on NPS

No.NC.JCM-2016/Pension (NPS)
February 10,2017

The Chairman,
Sub-Committee III on NPS
Dept of Pension & Pensioners Welfare
3rd Floor, Lok Nayak Bhawan, Khan Market,
New Delhi

Dear Sir,

Thank you very much for your letter No 57/2016-P&PW(B) dated 31st January 2017 and the decision to reschedule the meeting at our request.

We find from your letter cited that the Committee set up by the Government to streamline the NPS has delegated the task to different Sub-Committees and we are before the Sub-Committee No III. Since the identified task of each subcommittee is not made knowm, nor even as to how such many sub committees are set up, we may not be able to make a comprehensive presentation on NPS. On 20th January 2017, we had made a written presentation of our views in the matter. We attach the said letter to this communication and reiterate the views conveyed therein.

1. The entire Central and State Govt Employees of the Country must be excluded from the purview of the NPS and consequently of PFRDA Act for the elaborate reasons mentioned in our Memorandum to 7 CPC. The National Pension Scheme which is based on defined mandatory contribution with the employees organizations in the JCM forum and amounts as unilateral and arbitary withdrawal of an existing benefit, which is clearly impermissible. We give hereunder our comments on each of the issues raised in the letter cited.

2.Without compromising on the above position,. We request that benefits defined under the CCS (Pension) Rules, 1972 as amended on date must be the pension and other entitlements in the case of all Central And State Govt. employees. In other words, every employee who retires after completion of 20 years of service must be given-

Pension @50% of the last pay drawn or average emoluments of the last 10 months whichever is beneficial to the employee along with the appropriate Dearness Relief, subject to the minimum pension under the Rules as is amended from time to time.

On his death as Pensioner, family members shall be entitled to family Pension, subject to the specified minimum amount of family pension, stipulated by the Government from time to time along with appropriate Dearness Relief. Besides, all persons on retirement will be entitled to Gratuity as specified under extant Rules.

(A) Framing of rules on service matters of NPS employees including the following:

(i) Provision of an option for entitlements under old pension scheme on death, disability or invalidation during service

There cannot be a provision for option. The stipulation of pensionery benefit afforded under the extant rules / CCS(Pension) Rules be extended to them. The provisional pension benefit orders issued by the Govt. is to be continued or made permanent.

(ii) Family for the purpose of payment of annuity

Family definition must be as is provided for the present CCS (Pension) Rules

(iii) Contribution during suspension, extra ordinary leave (i.e.leave without pay), unauthorized absence

Contribution during suspension: 10% of the subsistence allowance and Govt.
Contributes 10% of the entitled full salary
Extra Ordinary leave-No contribution
Unauthorized absence-No contribution

(iv) Entitlements/deductions on dismissal / removal during service

Entitlement/deduction on dismissal/removal during service – Return of the Contributions made by the official and the Govt on his behalf. If the purchases an annuity by investing the funds so received, the said annuity must not be in any case less than 1/3rd of the last pay drawn by the dismissed/removed official.

(v) Withholding of NPS funds due to departmental / judicial proceedings pending at the time of retirement.

Neither the Pension fund be withheld nor the entitled defined benefit pension. In other words, pension must be delinked from any disciplinary proceedings.

(vi) Departmental proceedings after retirement for the alleged misconduct during service.

It must not have any bearing on the Pension entitlements of an official who is subscriber to NPS

(vii) Withholding of annuity on account of future misconduct

Does not deserve any comment

(viii) Voluntary retirement of NPS employees

Voluntary retirement is presently afforded after 20 years of service. Therefor, the official will be entitled for full pension

(ix) Commercial employment of NPS employees after retirement.

Must not have any bearing on pension entitlement.

B. Provision of GPF for the NPS employees

May be provided as a voluntary option to all officials.

Thanking you,

Yours faithfully,

(Shiva Gopal Mishra)
ON 13th FEBRUARY 2017

Com. SK Vyas Ji remembrance day observed at Confederation & NFPE CHQ North Avenue, New Delhi on 13th February 2017. Floral tribute was paid by the present comrades and remembered the contribution of Vyas Ji for Central Government Employees and Working Class.


Launch of National Career Service (NCS) & Jeevan Pramaan Facility for EPFO pensioners through Post Offices by Hon'ble Union Minister of State (I/C) for Labour & Employment Shri Bandaru Dattatreya Indiapost, Hyderabad



Friday, February 10, 2017

Features of Post Office Senior Citizens Savings Scheme (SCSS)

Features of Post Office Senior Citizens Savings Scheme (SCSS)

Senior Citizens Savings Scheme (SCSS)

Post Office Senior Citizens Savings Scheme has been notified with effect from August 2, 2004. The Scheme offers a new avenue of investment and return for Senior Citizen. The investment under this scheme qualify for the benefit of Section 80C of the Income Tax Act, 1961 from 1.4.2007.
Salient features of POSCS (Post Office Senior Citizens Savings) Scheme


  • Any citizen, who has attained age of 60 years or above on the date of opening of the account.
  • Who has attained the age 55 years or more but less than 60 years and has retired under a Voluntary Retirement Scheme or a Special Voluntary Retirement Scheme on the date of opening of the account within one month from the date of retirement.
  • No age limit for the retired personnel of Defence services provided they fulfill other specified conditions.
  • A depositor may open the account in his individual capacity or jointly with spouse.
  • The accounts may be opened singly or jointly with spouse.
  • More than one account can be opened provided the total amount deposit does not exceed the prescribed limit.
  • Eligible applicants can open account by submitting application on Form A.
  • Non-residents and HUFs are ineligible to open the account under the scheme.
  • In case of cheque, the date of realiz​​ation of cheque in Govt. account shall be date of opening of account.
Minimum amount
Rs. 1,000/-
Maximum amount
Rs. 15,00,000/- (Rs. fifteen lakhs). In case of retiring employees the amount cannot exceed the amount of retirement benefits.

Maturity period

Five years
The depositor may extend the account for a further period of 3 years by submitting application on Form B
Nomination facility
A depositor may change nomination by submitting application on Form C.


PeriodInterest Rate
Upto 31.03.20129.00% per annum
01.04.2012 to 31.03.20139.30% per annum
01.04.2013 to 31.03.20149.20% per annum
01.04.2015 to 31.03.20169.30% per annum
01.04.2016 to 30.09.20168.60% per annum
01.10.2016 onwards8.50% per annum
Interest is payable quarterly on 31st March, 30th June, 30th September and 31st December.
If the interest payable every quarter is not claimed by a depositor, such interest do not earn additional interest.

Mode of payment of interest

  • In case of SCSS accounts, quarterly interest shall be payable on 1st working day of April, July, October and January. It will be applicable at all CBS Post Offices.
  • Premature withdrawal
  • In case the account is closed after expiry of one year but before expiry of two years from the date of opening of the account, an amount equal to 1.5% of the deposit shall be deducted and the balance paid to the depositor.
  • Premature closure is allowed after one year on deduction of 1.5% interest & after 2 years on deduction of 1% interest.
  • Application for premature closure of the account may be submitted on Form E.
  • No deduction shall be made in case of premature closure of an account at any time due to death of a depositor. Application for premature closure by spouse (Joint Holder)/nominee(s)/legal heirs of the account may be submitted on Form F.
  • Tax benefits
  • Investment under this scheme qualifies for the benefit of Section 80C of the Income Tax Act, 1961 from 1.4.2007.

Interest Taxability


Other features

The Account can be transferred from one post office to another

Wednesday, February 8, 2017

RBI raised withdrawal limit from savings banks accounts to Rs 50,000 from Rs 24,000

RBI raised withdrawal limit from savings banks accounts to Rs 50,000 from Rs 24,000

Cash withdrawal limit from savings bank accounts will be relaxed to Rs 50,000 from February 20 to March 13, after which it will be removed, RBI deputy governor R Gandhi said after the monetary policy meeting.

Several limits on cash withdrawals from banks and ATMs were imposed after the government’s surprise move to demonetise Rs 500 and Rs 1000 on November 8, 2016.

Earlier, on January 30, RBI had allowed withdrawal upto Rs 24,000 from savings accounts. This was preceded by the relaxation on January 16 when the limit was raised to Rs 10,000 per day from Rs 4,500.

The government has been saying the amount of currency in circulation would remain lower that what it was before November 8 even after remonetisation is completed, a move aimed at encouraging people to go cashless and adopt digital payment methods.

Services offered by India Post Payments Bank

India Post Payments Bank

Aapka bank, aapke dwaar

At India Post Payments Bank, we believe that a nation can grow only when its people prosper together. With financial inclusion, trustworthy banking advice and reliable services at the heart of our philosophy, we envision a future full of promises and possibilities. Even a little saving can go a long way if channelized correctly. That’s why, at IPPB, we aim to ensure equal financial access to every Indian, regardless of who they are and where they live. Here is a glimpse of what IPPB offers.

Banking Services for Everybody​​

Domestic Remittance Services​​

Direct benefit Transfer​​

Doorstep Banking​​

​​Banking Services for Everybody:

IPPB offers 3 distinct accounts, tailored to suit the requirements of people everywhere.

Regular Account – Safal
Basic Savings Bank Deposit Account (BSBDA) - Sugam
BSBDA Small - Saral

While the Safal Account is packed with features, the Saral account is aimed at people with limited banking experience. 

The following services are availables across the different accounts.

Domestic Remittance Services:

IPPB will provide an inexpensive and secure medium to transfer funds via its domestic remittance offering. All customers of IPPB would be eligible to avail a host of different modes of domestic remittance subject to the stipulated constraints – NEFT, IMPS, AEPS, UPI and *99#

​​Direct Benefit Transfer (DBT):

DBT program aims to transfer subsidies directly to the people through their bank accounts, which will in turn reduce leakages, delays and other similar challenges.

Funds from the disbursing agency are automatically credited into the beneficiary accounts through NACH/APBS instead of cash disbursal. IPPB will provide cash out of the subsidies at the customer's doorstep by combining this service with Doorstep Banking.

Doorstep Banking:

We look forward to extending our relationship with banking at your doorstep. Doorstep banking allows a customer for a nominal fee to request and avail banking and related services at their door. The services currently offered are as follows:
1.      Cash deposit
2.     Cash withdrawal
3.     Balance enquiry
4.     Aadhaar to Aadhaar funds transfer
With “Aapka bank, aapke dwaar”, what you see is what you get.